On this laptop

A desk for the first paycheck.

FinZ is where a messy note becomes a number, a feeling, and a little progress on a dream. The model that reads the note is Gemma, running on your computer through Ollama. Your spending does not get pasted into a chatbot on someone else's server.

Open the desk How to start Gemma

Say it messy

“Spent 200 on groceries” or “$14 matcha after a bad standup.” You fix the read before it saves.

See what's left

Cash in, cash out, and the feeling mix for this stretch. Surplus fills your dreams, smallest first.

Ask, don't upload

A money-mood note and a three-bucket sketch. Educational. Not financial advice. Still on this machine.

What a normal day looks like

A desk showing 2784 left, 2800 in, 16 out, and two dreams — The desk after a paycheck and one small treat. What's left, and how far each dream got.

A dream page with a short money-mood note — Ask for a money mood. It talks about the notes you actually logged, on this laptop.

A starter split of emergency buffer, cash, and a broad index fund — A starter split is three buckets. Not stock picks. The not-advice label stays on the page.